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USPS TSP Fund

Lifecycle Funds

(L Funds)

 USPS Job Tips  

Key Features

  • The L Funds diversify participant accounts among the G, F, C, S, and I Funds, using professionally determined investment mixes (allocations) that are tailored to different time horizons.  The L Funds are rebalanced to their target allocations each business day.  The investment mix of each fund adjusts quarterly to more conservative investments as the fund's time horizon shortens.

  • The objective of the L Funds is to provide the highest possible rate of return for the amount of risk taken.

  • Investing in the L Funds is not a guarantee against loss and does not eliminate risk.  The L Funds are subject to the risks inherent in the underlying funds, and can have periods of gain and loss.

  • The L Funds' returns will be approximately equal to the weighted average of the G, F, C, S, and I Funds' returns.  Earnings are calculated daily and there is a daily share price for each L Fund.

L Fund Questions and Answers Pg 1     Pg 2     Pg 3

G Fund   F Fund   C Fund   S Fund   I Fund   L Funds

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